Bitcoins can be the most popular currency in the world…..??? possible or not……..

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During last few weeks I have heard a lot of information about virtual currency called BITCOIN. It’s an innovation in payment system which was started in 2009…

When you analyze how many fees and additional payments is required to proceed banking transaction everywhere and ……you start to calculate how much you spend of your revenues (….for donation !!!!!) of banking system. ( ……yes it is kind of donation cause for traditional operation at 21st Century it’s tough to understand why we should pay for simple day to day services like ATM withdrawal or money transfer, payments….etc.  ) reconsider that and calculate…………. afterwords you will decide to change something……………

Moreover Banks posses possibility to manage your money ( Collect deposits & offer credits ) and earn money according to Interest rates difference between deposit & credit ( called spread ). A lot of Banks offer financial calculators combined with banking system inspired by MINT.com which should be innovation but it is not. It would have been better to show us how much money is taken from our account  for  monthly maintenance and elicitation of operation at our account……

If it will be possible to pay for every assets and consumption with BITCOINS in near future and we will be able to save money using virtual wallet with BITCOINS inside… New BITCOIN currency with specific exchange rate calculated to: ( USD<CHF< EURO<GBP ….) -could change our financial market and our behavior….. ??? We will see coming soon what will happen……….What is your opinion…..?

mBank’s mtransfer – mation……….successful or not…….

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Yesterday when I was walking near MultiBank’s branch I have noticed that 25th of November will be rebranding of Multibank branch and logo transfer into mBank’s. What that means for potential customers…..???? I think that nothing traumatic…………. and the next day will be similar to the other…. but they will posses his assets and liabilities @ Internet bank not retail traditional bank. My thesis is that mBank is the same bank as traditional retail bank and operation should be successful.. You may ask why…………..cause distribution channels are the same ( physical and on-line presence ) is the same – there is nothing different when we compare. Sorry ( customers are little bit different in his behaviour and habits).

IS that enough for customers to propose – new transaction system…..connected with Social Platform……..under one roof to offer additional value for on line banking users……..?????  You can answer it with your comments………..

My…

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mBank’s mtransfer – mation……….successful or not…….

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Yesterday when I was walking near MultiBank’s branch I have noticed that 25th of November will be rebranding of Multibank branch and logo transfer into mBank’s. What that means for potential customers…..???? I think that nothing traumatic…………. and the next day will be similar to the other…. but they will posses his assets and liabilities @ Internet bank not retail traditional bank. My thesis is that mBank is the same bank as traditional retail bank and operation should be successful.. You may ask why…………..cause distribution channels are the same ( physical and on-line presence ) is the same – there is nothing different when we compare. Sorry ( customers are little bit different in his behaviour and habits).

IS that enough for customers to propose – new transaction system…..connected with Social Platform……..under one roof to offer additional value for on line banking users……..?????  You can answer it with your comments………..

My final impression is that it will be successful operation in terms of HQ cost optimization & efficiency and finally portfolio of customers will be higher and Market Evaluation of three Brands ( BRE, Multibank @ mBank ) should be higher……..

GOOD MOVE – congratulations………….